Welcome Access Dental Plan and Premier Access members. Click here.
For over 155 years, Guardian has been providing outstanding insurance products to more than 20 million Americans through our employee and group plans. Now, we’re excited to be offering individual dental insurance as well. Together with our subsidiaries, Managed DentalGuard, First Commonwealth Insurance, Premier Access and Access Dental, we’re one of the largest dental insurance providers in the nation with over 7 million dental members!
Because Guardian is a mutual company, we’re owned by our policyholders—every single one of them! That means their needs are our one and only priority.
There’s no right way to a do a wrong thing. That’s been our philosophy since day one. It’s a simple, yet profound principle, and it makes all the difference in how we do business.
People are at the heart of everything we do. Individuals, families and business owners put their trust in us to protect the people who matter to them. And we make it a point never to forget that.
The people who put their trust in us expect a lot from us. We try to exceed every expectation by performing to the highest standards to make sure we live up to that trust.
As a mutual insurer, we have the ability to make business decisions that will benefit the company over the long term, not Wall Street’s short-term, quarter-to-quarter demands. We follow a conservative risk management philosophy, avoiding overly risky investments and resisting market fads in favor of proven strategies designed to build our capital and protect our financial strength.
With our dental coverage, you get access to a large network and comprehensive coverage at a great value. From routine checkups and cleanings, to x-rays, fillings, crowns and fluoride treatments, we’ve got you covered. Best of all, when you keep your medical and dental plans separate, your dental benefits can be more robust and offer greater savings.
You’ll save money. There are no sign-up fees, and we offer affordable rates. Plus, our dentists can help you save up to 35% on the dental care you need.
You get a choice of plans. Depending on where you live you may be able to choose between a PPO and a DHMO plan. Our PPO gives you the option to see any dentist, while our DHMO may offer greater savings but you must see the dentist you selected in our network.
It’s easy and hassle-free. Guardian’s Family of Dental Plans makes dental insurance simple. We offer many services right online, including an easy-to-use provider search tool and a digital bill payment option. Plus, there are no claim forms to deal with and our customer service is all about you. Even better, we pay claims quickly and accurately, in less than two days on average.
Guardian has been a trusted name in insurance for over 155 years. Today, we have one of the largest dental insurance networks in the country and our dentists can help you save up to 35% on the dental care you need* Learn More About Guardian »
Whether you're looking for a new plan or are an existing member, we're here to help.