Florida Individual Dental Plans

Your teeth deserve the best dental insurance possible!

Choose a Guardian PPO or DHMO plan and gain access to one of the largest dental networks nationwide. If you are in the market for a new dentist, it’s easy to find one near your home or office. Select between a PPO and DHMO Plan:

PPO Plan: Guardian and its subsidiaries have over 124,000 dentists in over 363,000 locations*. Chances are your dentist is in our network.

DHMO Plan: Guardian and its subsidiaries have over 12,000 dentists in over 52,000 locations from which you and each family member can select a primary care dentist.

*Source: Guardian Internal Reporting, 2017

You’ll also enjoy the cost savings. Good dental coverage should save you money. After all, isn’t that the point of having insurance? Depending on the plan you choose, preventive care such as check- ups and cleanings may cost you little or nothing. At the same time, you’ll also save on more costly and unexpected treatments like root canals and crowns.

See how you can save money when you see a dentist in Guardian’s network.

*Guardian Internal Reporting 2017

The average cost of a root canal, associated dental work and crown:

Cost with No
Dental Insurance
$2400
Cost with Guardian
Dental Insurance
$1600
Estimated Saving with a
Guardian In- Network Dentist
$800
*Source for cost of root canal/ crown: 2014 Guardian Reporting; this is an estimate only and prices differ based on location and dentist.
Choice of plan options

In some states, you may be able to choose between a PPO and DHMO plan. With a PPO plan you can see any dentist, but save more when you visit a dentist in your network. A DHMO plan typically costs less, but you need to see the dentist you selected from the network.

PPO
DHMO
Cost
Higher monthly costs
Lower monthly costs
Choice of dentists
Freedom to visit any dentist, but save more with in- network dentists
Must see selected in- network dentist for benefits to apply
Payment for care
Pay an annual deductible and the plan pays a percentage of your costs once it’s met
You pay a set co- pay at each visit, so you know exactly what it will cost
Referrals for specialists
Not needed
Are needed
Annual maximum
Limited to how much the plan will cover each year
No annual maximum
Learn More About Guardian

Guardian has been a trusted name in insurance for over 155 years. Today, we have one of the largest dental insurance networks in the country and our dentists can help you with significant savings on the dental care you need* Learn More About Guardian

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Whether you're looking for a new plan or are an existing member, we're here to help.

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